Carmine is the managing partner of PKF Littlejohn. He works as a partner in the firm's financial services division, specialising in insurance, advising a broad range of clients, from large Lloyd's syndicates to small firms of brokers. He has particular experience of marine, non-marine, aviation and personal lines insurance, both from an insurer and intermediary point of view.

Carmine also specialises in corporate finance matters such as group reconstruction, due diligence on acquisitions, reporting accounting on prospectuses and advice on the formation of new syndicates and brokers.

A recognised expert in his field, Carmine has acted as a Lloyd's expert for the regulators and as a legal expert in various insurance disputes.

Carmine also acts for a number of non-UK insurance companies (mainly US) in connection with their involvement in the London insurance market - often auditing their UK subsidiaries. In addition, he has acted for a number of insurers in resolving contract disputes and wordings concerning reinsurance policies.